For many homeowners, transferring the title of their home into a trust is a prudent estate planning move. A trust can help avoid probate, streamline the transfer of assets to beneficiaries, and provide greater privacy for your estate. However, this financial and legal safeguard can inadvertently create complications with your homeowner’s insurance if not properly managed.

Below is a link to an article that offers more ideas:

https://theadvisermagazine.com/estate-plans/why-listing-your-trust-on-home-insurance-matters/

Also, you should check to make sure that your insurance provides replacement cost coverage as well as building code coverage. Both are very important to have on your policy.

Finally, now might be a great time to take a photographic inventory of each room in your house in case of a claim being made against your homeowners insurance. It only takes a few minutes using your smartphone. You should save them to the cloud for easy access in case some significant event occurs.